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1. CrunkLord420 (crunklord420@clubcyberia.co)'s status on Wednesday, 15-Nov-2023 05:01:31 JST CrunkLord420
   >bank is offering me lower interest rates for new terms despite interest rates going up
   
   Maybe I'm just fucking stupid. How does a bank offer lower interest rates than US T-Bills?
   • waff likes this.
   • Token (coin@asimon.org)'s status on Wednesday, 15-Nov-2023 05:02:39 JST Token

     in reply to
     @crunklord420 What did they mean by offering you a worse offer than what you have? :ablobthinkingeyes:
   • CrunkLord420 (crunklord420@clubcyberia.co)'s status on Wednesday, 15-Nov-2023 05:06:03 JST CrunkLord420

     in reply to

     • Token
     @coin it's actually scary, like how does that make sense? Who would send money to a bank when you can get more, significantly more, from T-Bills? What does that mean for borrowers? How do banks even work, they're like magnets, fucking magic.
     Token likes this.
   • KaiserKitty (kaiserkitty@clubcyberia.co)'s status on Wednesday, 15-Nov-2023 05:11:26 JST KaiserKitty

     in reply to
     @crunklord420 There is a reason I put half of my money in a monthly t bill. The only reason i dont have more money in a t bill is I dont wanna risk needing a hefty sum and being unable to access it. Even my like 1% high yield savings i can pull out if need be
     CrunkLord420 likes this.