@jazzilla yes. These are HUGE factors and summing things down to any singular factor and in my mind especially “hard work.”
I think pivoting in your professional life could be more beneficially to that individual than any amount of hard work.
And you’re not going to out work a recession or depression.
Basically what I’m getting at is that the individual only has so much control and sometimes leaving a line of work to pursue something else is the best option.