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Arkadiusz Wieczorek (arek@mastodon.internet-czas-dzialac.pl)'s status on Friday, 12-Jul-2024 17:41:05 JST

Arkadiusz Wieczorek (arek@mastodon.internet-czas-dzialac.pl)'s status on Friday, 12-Jul-2024 17:41:05 JST Arkadiusz Wieczorek
in reply to
@arkd Nie Google Wallet to nie to samo co Google Pay.
Do płatności nie jest potrzebny Google, choć wiele banków tylko taką opcję oferuje. Są banki, które jeszcze oferują płatności za pomocą HCE (https://en.wikipedia.org/wiki/Host_card_emulation), albo taki mBank, który ma BLIK NFC.
@inzaghi89 @wariat @wikiyu @rdrozd
In conversation about 4 months ago from social.076.moe permalink
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  Host card emulation
  
  Host card emulation (HCE) is the software architecture that provides exact virtual representation of various electronic identity (access, transit and banking) cards using only software. Prior to the HCE architecture, near field communication (NFC) transactions were mainly carried out using hardware-based secure elements. HCE enables mobile applications running on supported operating systems to offer payment card and access card solutions independently of third parties while leveraging cryptographic processes traditionally used by hardware-based secure elements without the need for a physical secure element. This technology enables the merchants to offer payment cards solutions more easily through mobile closed-loop contactless payment solutions, offers real-time distribution of payment cards and allows for an easy deployment scenario that does not require changes to the software inside payment terminals. History The term "host card emulation" (HCE) was coined in 2012 by Doug Yeager and Ted Fifelski, the founders of SimplyTapp, Inc., to describe the ability to open a communication channel between a contactless payment...

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Arkadiusz Wieczorek (arek@mastodon.internet-czas-dzialac.pl)'s status on Friday, 12-Jul-2024 17:41:05 JST

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