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1. cool_boy_mew (coolboymew@shitposter.club)'s status on Tuesday, 12-Mar-2024 05:35:44 JST cool_boy_mew
   I wonder if I have time to go shop around for better mortgage rate... The difference is only going to be of about 1% which is about a 175$ difference
   
   The rates are high apparently lately, they should go down to 3.5 to 3.9, which would be much better
   
   I calculated, even if we get disastrous rates like 11% again, I can actually afford that. It would be tight, but I wouldn't be in deep shit
   • :verified_2:防空識別區𝒔𝒐𝒄𝟶 (adiz@soc0.outrnat.nl)'s status on Tuesday, 12-Mar-2024 05:35:44 JST :verified_2:防空識別區𝒔𝒐𝒄𝟶

     in reply to

     @coolboymew@shitposter.club I'm still waiting (a) to find a place I want to live and own a home at + (b) for home prices to become affordable.

     cool_boy_mew likes this.
   • mangeurdenuage (mangeurdenuage@shitposter.club)'s status on Tuesday, 12-Mar-2024 05:35:50 JST mangeurdenuage

     in reply to
     @coolboymew Go shop imo.
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   • cool_boy_mew (coolboymew@shitposter.club)'s status on Tuesday, 12-Mar-2024 05:35:59 JST cool_boy_mew

     in reply to

     • :verified_2:防空識別區𝒔𝒐𝒄𝟶
     @adiz don't wait for (b), dunno if that happens where you live, but here, nothing has ever gone down except that crash one time
   • :verified_2:防空識別區𝒔𝒐𝒄𝟶 (adiz@soc0.outrnat.nl)'s status on Tuesday, 12-Mar-2024 05:38:29 JST :verified_2:防空識別區𝒔𝒐𝒄𝟶

     in reply to

     @coolboymew@shitposter.club If I don't wait for (b) then I'm going to be spending the rest of my life paying for a place I might not even really love, just something I can afford. That's fucked. But, I don't even know where I want to live, anyway. At least I know places I don't want to live. I really wish I could live outside of this country instead.

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   • cool_boy_mew (coolboymew@shitposter.club)'s status on Tuesday, 12-Mar-2024 05:53:19 JST cool_boy_mew

     in reply to

     • josemanuel
     @josemanuel variable rate is 1.5% higher and it's high enough to start to really hurt there at 6.25% for example
   • josemanuel@qoto.org's status on Tuesday, 12-Mar-2024 05:53:20 JST josemanuel

     in reply to

     @coolboymew Try to get a variable rate mortgage, if you can. I don’t know how it is in Canada, but, in Europe, rates are pretty high, so they’re bound to go down sooner than later.

     cool_boy_mew likes this.