Bad idea: a character who cannot use any common password reminder questions.
* they have never had a pet
* no mother's maiden name, no mother: they have two fathers, neither of who changed their name.
* they were homeschooled, so no high-schools and first grade teachers (arguable)
* they've never been on vacation
* they are not into music, so they have no favorite band.
* they haven't dated anyone
* they're colorblind so no favorite color
* they didn't go to college
* they don't drive