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Most people will never comprehend how destructive the availability of credit cards has been to prices across the board in the modern era. If you have $100 to your name, you can't afford a new car and the car sellers know it so prices have to come down. If everyone can take a loan out for $100,000 for anything they might need (want), prices go up on EVERYTHING.
- Kenny Blankenship likes this.
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@Boomerman @c I only recently got a credit card, because they gave me a free one with no annual payment, but I probably won't be using it much. I just use debit.
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Well, it's definitely good not to overspend yourself into debt, as should be obvious. The impact of macro level credit availability is still damage-done no matter what you individually choose to do. The vast numbers of retards around you have been used as a weapon to create a very Jewish system of inflated prices that functions like a seesaw with our fat asses sitting on the weighted-down end.
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@c People think im insane for not wanting one. Its an obvious scam and seems smart until your income is cut off and the interest skyrockets
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@Arkana @Boomerman @c Just use it for necessities (e.g. gas & groceries) and pay it off right afterwards, especially if you've got cash back on it. It avoids getting cucked into debt while possibly saving money and more importantly building a credit history if you've need of a loan
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@Tadano @Arkana @c Just participate in the jews system a little bro
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@Boomerman @Arkana @c nigger what I proposed is literally out-jewing the Jew :marisa:
the whole trap is that credit cards often have benefits designed to suck people into consoomerism and therefore debt.
don't get sucked into that by adhering to the spending habits mentioned in my previous post and now you've the benefits of the particular card, no getting cucked by usury due to immediately paying it off + small expenses being the only ones on the card and more importantly having a cushion of liquidity in case anything goes horribly wrong